Financial educator and author Alvin Hall took your questions on personal finance and debt on Friday, November 21, 2008.

China now owns more U.S. public debt than any other nation — about one out of every 10 debt dollars — a reflection of its growing global economic influence. Blame wars, bailouts and ...

"This time we're hitting the skids as a country with the families already deeply in debt; that does not bode well for where we're headed for the next few years." --Elizabeth Warr...

"I don't think we're close to a bottom now."
-- Dr. Richard K. Green on the housing market

Explore listener stories about mortgages, credit cards, student loans, losing a job, changing one's lifestyle, the bailout, and who's to blame.

"Americans are at the bottom of the developed world in how much we save."
--Ronald Wilcox on American debt

Our debt Household mortgage debt (2nd quarter 2008): $10.64 trillion Total credit card debt (Sept. 2008): $2.59 trillion Source: Federal Reserve System